Have you found yourself in a position where you are behind in your payments by 1,2,3,4,5 or even 6 months?Did you go to your bank and ask them if they could help you, only to be told no? Have you got a good reason as to why you have fallen behind?

If you do, you should contact Howard at Finance Know How asap, and discuss your refinance options. Howard specialises in putting finance solutions together for all types of situations, and specialises most importantly in dealing with mortgage arrears and credit defaults.

Call Howard today on 0419 491 494 or email at howard@financeknowhow.com.au

Do you have multiple credit cards you can’t make repayments on, is your mortgage costing you too much money, has your employment situation changed lately? It’s hard to sometimes maintain repayments when situations change.  Veda Advantage reported in November 2007 that:

Four in five Australians in debt now worry about their ability to make repayments over the next 12 months, according to a new Veda Advantage study. The study also found close to 2 million Australians admit finding it difficult to make repayments or they are unsure how they will make their next repayment – raising concerns about a new debt divide between Australians who are struggling and those who are still managing to meet their financial obligations.

There are solutions for this, best thing to do is not allow it to get worse and contact a Finance Broker who can help you with your problems. Finance Know How has experienced brokers that Know How!

Latest RBA increases are making the average home loan go up more than $50 per month. Every time interest rates go up, so do your repayments. If you are having difficulty in making your repayments, you should consult the services of a mortgage broker and discuss ways to stabilize your mortgage repayments. These options may include fixing your rate, or debt consolidating. First thing to do in the event that you miss your mortgage repayment, should include getting on the phone to your lender and making alternative repayment arrangements. Next step would to be revising your monthly budgets. At Finance Know How we have tools that can make this easier for you. Ask us about Simply Budgets.

Did you go to your local branch, only to be told that what you needed they couldn’t give you? Never say never! There will be reasons as to why they couldn’t give you the finance you required – tell us why, and with over 25 lenders to choose from, we will be sure to give you the solution you need. Bad credit? No worries! Short-term or casual employment – Easy! At Finance Know How – We know How!

Sick of working for someone else and making them money? Think you can do it better? But don’t know where to start? Having ready access to finance and ensuring cashflow is a good place to start. At Finance Know How we can sort the finance out for you and even put you in touch with accountants and financial planners that will work with us to ensure you get the right solution! Ask us for our Know How Guide to Getting Finance for your Small Business sorted!