With interest rates on the move - which seems like a monthly event, are your bills drowning you, and are you continually getting those calls from the banks you owe money to - because they are just ringing to let you know that you are late again? But deep down you know that you can’t help youself? And that from here it will just keep on getting worse?

There is help! But most importantly, there is a way out! Best thing to deal with these issues ASAP, and consult the advice the Finance Professionals like Howard. Howard has access to debt mediators, refinance solutions that will repair your money problems, but better yet, Howard can set you on the path back to “breathing easy” - but even better yet! You can save your house! Fill out our Contact Form and one of our Know How Team Specialists will be in touch!

www.financeknowhow.com.au

Have you found yourself in a position where you are behind in your payments by 1,2,3,4,5 or even 6 months?Did you go to your bank and ask them if they could help you, only to be told no? Have you got a good reason as to why you have fallen behind?

If you do, you should contact Howard at Finance Know How asap, and discuss your refinance options. Howard specialises in putting finance solutions together for all types of situations, and specialises most importantly in dealing with mortgage arrears and credit defaults.

Call Howard today on 0419 491 494 or email at howard@financeknowhow.com.au

Have you just recently had all your hopes and dreams dashed - you wanted to buy your new home, or perhaps you needed to refinance your existing home - only to be told sorry? Never say Never! You should call Howard at Finance Know How to discuss your options today!

Lost your job, helath issues, reduced income, unexpected bills there are any number of reasons for being under financial stress, especially in relation to the family home. However there are several options available to you under consumer legislation that exists.

Approaching you mortgage lender and advising them of your circumstances. This may enable your lender to defer or extend your repayments for a short period or perhaps re-structure your existing loan to better accommodate your circumstances.

However should this not be achievable there are several other solutions which Finance know how maybe able to offer you. It may involve refinancing & consolidating all your loans into a more manageable repayment. However there are limitations on the mainstream lenders as to how many debts they will consolidate which may not provide the benefit you need to stop the stress. The experience & knowledge that  Finance Know how holds can provide solutions to these difficult situations.

At the end of the day you need to reduce your monthly repayments to ensure that you are gaining some cash improve week to week, month to month. At least until you can get back on top of…..

Avoiding bankruptcy can be approached in a few different ways. The approach is very much determined by your situation. These may involve loss of employment, mis-management of  money, not budgeting. Health issues, Having a good time…etc

Several strategies are available to potentially avoid being made insolvent.

Finance know how can assist in these areas through their experience & knowledge.