Lost your job, helath issues, reduced income, unexpected bills there are any number of reasons for being under financial stress, especially in relation to the family home. However there are several options available to you under consumer legislation that exists.

Approaching you mortgage lender and advising them of your circumstances. This may enable your lender to defer or extend your repayments for a short period or perhaps re-structure your existing loan to better accommodate your circumstances.

However should this not be achievable there are several other solutions which Finance know how maybe able to offer you. It may involve refinancing & consolidating all your loans into a more manageable repayment. However there are limitations on the mainstream lenders as to how many debts they will consolidate which may not provide the benefit you need to stop the stress. The experience & knowledge that  Finance Know how holds can provide solutions to these difficult situations.

At the end of the day you need to reduce your monthly repayments to ensure that you are gaining some cash improve week to week, month to month. At least until you can get back on top of…..

Avoiding bankruptcy can be approached in a few different ways. The approach is very much determined by your situation. These may involve loss of employment, mis-management of  money, not budgeting. Health issues, Having a good time…etc

Several strategies are available to potentially avoid being made insolvent.

Finance know how can assist in these areas through their experience & knowledge.

Did you go to your local branch, only to be told that what you needed they couldn’t give you? Never say never! There will be reasons as to why they couldn’t give you the finance you required – tell us why, and with over 25 lenders to choose from, we will be sure to give you the solution you need. Bad credit? No worries! Short-term or casual employment – Easy! At Finance Know How – We know How!

Thinking of buying your first home? You are eligible if you have never owned property before to a First Home Buyers Grant (FHOG) – it’s a good start. Generally you will need some deposit in order to cover the standard statutory charges such as stamp duty.  At Finance Know How we have access to lenders that offer 100% loans, which means your contribution may be minimal. Ask us for our Know How Guide to Buying your First Home.

Want to buy a house, or refinance your home, or perhaps even buy a car. But you have bad credit? That won’t stop you from getting a loan! At Finance Know How we have access to specialty lenders that will be able to provide finance for all your needs. From utility defaults, to court judgments’, right through to bankruptcies, we have finance solutions to cover all bases.