8 Simple Ways to Save!
Author: adminThe recent drop in variable home loan interest rates can see some customers saving up to $100 each month on mortgage payments ( dependant upon loan balance & interest rate) however there are other ways to maximise savings!
1. Advance repay- use the savings to pay off debts sooner by making additional repayments on the mortgage or other debts.
2. Consolidate - amalgamate debts into one simple & easy loan facility. This could potentially reduce monthly repayments.
3. Budget - establish a budget for each pay period to plan on how to use your money. While ensuring savings for holdiadys or christmas.
4. Make it regular - set up a Direct Debit payment that co-insides a day after your pay period. This helps to ensure no late fees.
5. Plan & Research major purchases - investigate and compare prices on major purchases. The Internet may help you research.
6. Buy Pre-loved - purchasing preloved or second hand can save a great amount on money. For example according to www.buyingadvice.com a new vehicle will depreciate by 15-20% in the first year alone!
7. Invest in high interest savings
8. Use rewards card - use store rewards casrd to save money on groceries or petrol.
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