Thinking of buying your first home? You are eligible if you have never owned property before to a First Home Buyers Grant (FHOG) – it’s a good start. Generally you will need some deposit in order to cover the standard statutory charges such as stamp duty.  At Finance Know How we have access to lenders that offer 100% loans, which means your contribution may be minimal. Ask us for our Know How Guide to Buying your First Home.

Want to buy a house, or refinance your home, or perhaps even buy a car. But you have bad credit? That won’t stop you from getting a loan! At Finance Know How we have access to specialty lenders that will be able to provide finance for all your needs. From utility defaults, to court judgments’, right through to bankruptcies, we have finance solutions to cover all bases.

Needing a home loan to buy your first home? Or perhaps you need to refinance your home loan in order to pay for renovations, a new car, buy an investment property or perhaps even money for a holiday? Do you need to consolidate some credit cards and personal loans into one easy to make repayment? At Finance Know How, we do all sorts of lending – which is specifically tailored to your needs. We can do what the banks do – and we have access to all the same finance products! Why choose a Finance Know How Broker? Because We Know How better!

Are you getting those unwanted calls from your credit card providers chasing you for payments? Are you overdue and late every month on your credit card repayments? First thing to do is to re-assess your financial position, and understand how much you can actually afford to pay off on a monthly basis. You may need to re-assess your monthly expenses in order to be able to afford your repayments. If you have a home loan or mortgage, you should consult an experienced Finance Broker and discuss options about debt consolidating into just one loan. Lastly, ensure you don’t ignore the calls from your credit card providers, make sure you make alternative arrangements! Talking to your bank will help you keep your debts off your CRAA.

When you start falling behind in your home loan repayments this could unfortunately result in you losing your home. How late or behind you become in your repayments, and how quick any bank will react varies from state to state. Any bank or lender has the right to repossess and sell your home if you continue to miss repayments, fall further behind or break payment arrangements. We advise that when you are at a stage where you know that making your repayments will be difficult, that you contact your lender immediately and discuss payment options. Alternatively contact Finance Know How who can have a range of solutions that you can consider.